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		<title>Forum posts to 'Money &amp; Finance'</title>
		<link>http://www.californiawomen.org/money-finance/</link>
		

		
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			<title>Financial Education</title>
			<link>http://www.californiawomen.org/money-finance/show/15039</link>
			<description>&lt;p&gt;Los Angeles Chapter Model Investment Club (a/k/a LACMIC) &lt;a href=&quot;http://www.lacmic.org/&quot;&gt;www.lacmic.org&lt;/a&gt;&lt;/p&gt;&lt;p&gt;Next Meeting January 10, 2009:El Segundo Public Library 111 W. Mariposa Ave El Segundo Ca in the basement next to the children's library.&lt;br /&gt;The Los Angeles Chapter Model Investment Club is offering an OPEN meeting of our Model Club the Second Saturday of every month, from 10: am until 12:00 pm.  The meetings are free to attend, so please bring your friends if you think they would be interested.  This Model Club is a working investment club  and has been formed specifically to allow the general public to come, watch and learn how investment clubs operate.  LACMIC is composed of chapter directors from the Los Angeles Area Chapter and its main objective is to teach individuals investing principals using the BetterInvesting guideline (&lt;a href=&quot;http://www.betterinvesting.org/&quot;&gt;www.betterinvesting.org&lt;/a&gt;)  Gain valuable insight witnessing an actual, functioning club designed to help you run your own investment club.  It is a great way to network with other investors who may be interested in joining an investment club.  The Directors will be available after every meeting to answer your various club or investment questions.  LACMIC urges clubs to use these meetings for your club’s educational training. If you, your club or your friends would like to attend, please reserve your place by emailing your request to:  &lt;a href=&quot;mailto:lanaic07@yahoo.com&quot;&gt;lanaic07@yahoo.com&lt;/a&gt; or call 626-791-4993.&lt;br /&gt;&lt;/p&gt;&lt;br&gt;&lt;br&gt;Posted to: Financial Education</description>
			<pubDate>Thu, 04 Dec 2008 16:07:59 -0800</pubDate>
			<author>Annette Spence</author>
			<guid>http://www.californiawomen.org/money-finance/show/15039</guid>
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			<title>Re: What is your strategy for managing your finances at this diffiult time?</title>
			<link>http://www.californiawomen.org/money-finance/show/14986?showPost=15003</link>
			<description>&lt;p&gt;BetterInvesting is an organization that helps members become successful lifetime investors by providing the best in investment education, tools and support. They have chapters throughout the country. The website is &lt;a href=&quot;http://www.betterinvesting.org/&quot;&gt;www.betterinvesting.org&lt;/a&gt; &lt;/p&gt;&lt;br&gt;&lt;br&gt;Posted to: What is your strategy for managing your finances at this diffiult time?</description>
			<pubDate>Tue, 11 Nov 2008 02:41:24 -0800</pubDate>
			<author>Annette Spence</author>
			<guid>http://www.californiawomen.org/money-finance/show/14986?showPost=15003</guid>
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			<title>Re: What is your strategy for managing your finances at this diffiult time?</title>
			<link>http://www.californiawomen.org/money-finance/show/14986?showPost=14988</link>
			<description>&lt;p&gt;Thank you for the link to that great site.  I subscribed to all of those blogs.  Very helpful!&lt;/p&gt;&lt;br&gt;&lt;br&gt;Posted to: What is your strategy for managing your finances at this diffiult time?</description>
			<pubDate>Mon, 03 Nov 2008 16:27:57 -0800</pubDate>
			<author>Lysette Morales</author>
			<guid>http://www.californiawomen.org/money-finance/show/14986?showPost=14988</guid>
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			<title>What is your strategy for managing your finances at this diffiult time?</title>
			<link>http://www.californiawomen.org/money-finance/show/14986</link>
			<description>&lt;p&gt;I am a new college graduate just trying to get a handle on the real world and along comes this economic crisis.  Here is a website that has a list of online tools to help you manage your finance: &lt;a href=&quot;http://www.bettyconfidential.com/ar/h/a/a02581.html&quot;&gt;http://www.bettyconfidential.com/ar/h/a/a02581.html&lt;/a&gt;.  Anyone have any other tips?&lt;/p&gt;&lt;br&gt;&lt;br&gt;Posted to: What is your strategy for managing your finances at this diffiult time?</description>
			<pubDate>Mon, 03 Nov 2008 15:51:09 -0800</pubDate>
			<author>Elizabeth Ryan</author>
			<guid>http://www.californiawomen.org/money-finance/show/14986</guid>
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			<title>Re: How are you being affected by the economy?</title>
			<link>http://www.californiawomen.org/money-finance/show/14001?showPost=14941</link>
			<description>&lt;p&gt;I felt the changes happening last year as the dollar started sliding down in value, I work with a Fair Trade co-op in Peru to manufacture my Puppet, and so it was a double whammy, dropping dollar and increased shipping.  My margins dropped from a healthy 35% to 20%. As a sole proprietor business, when sales slipped to almost nothing this year, I became aware of what a bad decision that was. No unemployment, no safety net, and now I'm struggling to meet my basic needs.  I'm staying positive..creating a non-profit business model now and with the help of others will focus on sustaining my vision through outreach to other non-profits. Anyone working with education, prevention and empowerment of girls &amp;amp; women, get in touch with me please. I want to develop programs specifically for these populations.  GRACIAS!&lt;/p&gt;&lt;br&gt;&lt;br&gt;Posted to: How are you being affected by the economy?</description>
			<pubDate>Sat, 25 Oct 2008 05:00:19 -0700</pubDate>
			<author>Dorrie Lane</author>
			<guid>http://www.californiawomen.org/money-finance/show/14001?showPost=14941</guid>
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			<title>New Sterling Silver Jewelry Company means providing for my family</title>
			<link>http://www.californiawomen.org/money-finance/show/14921</link>
			<description>&lt;p&gt;Morgan Dane Design Jewelry is a Sterling Silver Jewelry company that I am glad I found. WIth excellent quailty and beautiful designs it is truly a ground floor opportunity which was so important for me. I invite you to check it out! &lt;a href=&quot;http://www.morgandanedesigns.com/jemelander&quot;&gt;www.morgandanedesigns.com/jemelander&lt;/a&gt; &lt;br /&gt;shop on line-or- become a consultant - &lt;/p&gt;&lt;br&gt;&lt;br&gt;Posted to: New Sterling Silver Jewelry Company means providing for my family</description>
			<pubDate>Fri, 24 Oct 2008 04:51:30 -0700</pubDate>
			<author>jennifer emelander</author>
			<guid>http://www.californiawomen.org/money-finance/show/14921</guid>
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			<title>Re: Tips For Saving Money in Harsh Economic Times? Remove Spare Tire From Car &amp; Buy Foreclosed House</title>
			<link>http://www.californiawomen.org/money-finance/show/13212?showPost=14865</link>
			<description>&lt;p&gt;There are large amounts of foreclosed homes up for sale at auction for cents on the dollar-maybe you can buy a home with what you have already saved.  Nobody is going to pay off the loan during the redemption period, because the interest rate and the price paid for the property was too high-it wouldn't make economic sense.   If the house is out in the boonies, buy a gas-efficient car such as the Smart Car and add the car loan (and your credit card balances) to your home mortgage loan.&lt;/p&gt;&lt;p&gt;You can reduce the  interest rate on a new home loan  by paying additional points ( a point is 1% of the loan amount).  Mortgage brokers may not like this, but you will reduce your monthly mortgage payments. &lt;/p&gt;&lt;p&gt;Why burn gas to haul a spare tire around? Keep a can of tire goo (and gloves) in your trunk to inflate a punctured tire. &lt;/p&gt;&lt;p&gt;CFC nightlights from Ikea (can't find them anywhere else) suffice for watching TV or showering.  Even larger spiral light bulbs save  lots of electricity.&lt;/p&gt;&lt;p&gt;If you are unemployed, sew your own clothes, go to the Goodwill, get a bread machine, and bake your own bread.  Google &quot;Cinnamon Sunrise Bread.&quot;&lt;/p&gt;&lt;br&gt;&lt;br&gt;Posted to: Tips For Saving Money in Harsh Economic Times?</description>
			<pubDate>Thu, 23 Oct 2008 03:44:02 -0700</pubDate>
			<author>Suzanne Lennartz</author>
			<guid>http://www.californiawomen.org/money-finance/show/13212?showPost=14865</guid>
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			<title>Re: Media Perpetuates Economic Problems</title>
			<link>http://www.californiawomen.org/money-finance/show/14470?showPost=14763</link>
			<description>&lt;p&gt;I truly wish the media would interview inspiring people who think outside the box, and I also wish they would show everyone that there are  alternative solutions. &lt;br /&gt;I don't believe the media is causing the problems per se -  these issues have been caused by greed and a system which has been top heavy and very unfair on humanity for centuries, however instead of news about pop stars and celebrities or trashy 'reality' (?) tv, perhaps it's time to make programs which inspire, educate and help people to solve some of the problems by encouraging everyone to think outside the box.  At a time when so many billions of people are stressed and in strife, we need more practical answers which lie outside the old economic system.     &lt;/p&gt;&lt;br&gt;&lt;br&gt;Posted to: Media Perpetuates Economic Problems</description>
			<pubDate>Wed, 22 Oct 2008 08:24:55 -0700</pubDate>
			<author>Karen Fiala</author>
			<guid>http://www.californiawomen.org/money-finance/show/14470?showPost=14763</guid>
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			<title>Re: A financially empowering book?</title>
			<link>http://www.californiawomen.org/money-finance/show/13026?showPost=14760</link>
			<description>&lt;p&gt;I wrote a book which was published two years ago, and at that time I predicted the economic recession. However, I didn't merely bring doom and gloom but also much hope. I have spent over 15 years seeking answers and practical solutions for the problems which I knew were about to happen. &lt;/p&gt;&lt;p&gt;My book &quot;AlterQuest - The Alternative Quest for Answers!&quot; has a myriad of methods and systems which are being used very successfully in communities all over the world. Two examples which help make economies better in communities are the Ithaca Hours local money scheme and the LETS barter system. This book is about choice. We have the choice to stay as we are... and accept our fate or we can change and become a progressive society on a progressive planet! I know which I chose!&lt;br /&gt;What I did in this book was to find any solutions which others had already used, to make life better in their localities - then I put all this knowledge into one book. I did this because the only way to move forward on this planet is to work as one civilization and not to continue utilizing the same flawed economic ideologies and detrimental systems.My life's work it to empower all women, men and children and give them ways to survive comfortably on this planet, but these must be ways which are beneficial to all and must have a spiritual basis for caring and sharing.&lt;/p&gt;&lt;p&gt;There are many ways to move forward in the 21st century but these will involve a new way of thinking and acting - and this means implementing a fair and just system for all mankind and not just a few!   &lt;/p&gt;&lt;br&gt;&lt;br&gt;Posted to: A financially empowering book?</description>
			<pubDate>Wed, 22 Oct 2008 08:08:02 -0700</pubDate>
			<author>Karen Fiala</author>
			<guid>http://www.californiawomen.org/money-finance/show/13026?showPost=14760</guid>
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			<title>Your Financial Well-Being: How You Can Master It</title>
			<link>http://www.californiawomen.org/money-finance/show/14723</link>
			<description>&lt;p&gt;What methods do you use to master your financial well being? &lt;/p&gt;&lt;p&gt;Bloggers are talking live now!&lt;/p&gt;&lt;p&gt;&lt;a href=&quot;http://www.californiawomen.org/your-financial-well-being/&quot;&gt;http://www.californiawomen.org/your-financial-well-being/&lt;/a&gt;&lt;/p&gt;&lt;br&gt;&lt;br&gt;Posted to: Your Financial Well-Being: How You Can Master It</description>
			<pubDate>Wed, 22 Oct 2008 05:22:43 -0700</pubDate>
			<author>Admin Admin</author>
			<guid>http://www.californiawomen.org/money-finance/show/14723</guid>
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